Personal Finance Blog | Skrobonja Financial Group

What Markets Will Bring in 2018

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If you were paying any attention during election season late 2016, you know there was nothing but negative press around the markets.  It was political fuel to disrupt the election and place doubt about what the markets will bring in 2018.  The most out spoken and publicized of them all was Mark Cuban’s comments when he said, “In the event…

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Man and woman discussing pension plans

The Future of Pensions

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If you have a pension that you are eligible for and have not yet begun benefits, there are a few things you need to be aware of as you think through designing your financial plan for retirement. Often I find people are making decisions about their pension without fully understanding the bigger economic picture of what is actually happening. There…

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Man looking over paperwork for Portfolio Diversifying Investments and alternative investments

What are Alternative Investments or Portfolio Diversifying Investments (PDIs)?

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There has been a lot of talk over the last few years about alternative investments and rightfully so. The wealthy, endowments and pension funds have been using them for years to diversify their portfolios, generate income and help manage the risk of the stock market. If you are not familiar with what they are, an alternative investment (generally speaking) is…

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Cropped view of serious businessman signing contract at office, working at night on his financial moves

Six Last Minute Moves To Finish Out 2017

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The year is winding down and with that comes a window of opportunity to make a few last minute moves before the year passes by. There is not necessarily a set deadline for all these things but don’t be fooled… there is a deadline for everything but that deadline is not always known by a set date. And that is part…

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An Independent Review of the Privatized Banking, Bank On Yourself or Cash Flow Banking Concept Using Whole Life Insurance

An Independent Review of the Privatized Banking, Bank On Yourself or Cash Flow Banking Concept Using Whole Life Insurance

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Warning: This is a long post about a use of whole life insurance commonly referred to as Privatized Banking, Cash Flow Banking, Bank On Yourself or Specially Designed Life Insurance. If you have zero interest in this concept, how it works, or if it makes sense at all then this post isn’t for you. But if you’ve been pitched a…

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What's Your Investment Risk Number?

How Much Investment Risk Are You Taking?

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We all know that investments carry inherent risk but knowing how much risk is not always clear and often misunderstood. The truth is, it can be very difficult to determine the level of risk you are taking with your investments because there is not really a clearly defined method to figure it out. This leaves investors resorting to other forms…

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The stock exchange as depicted by the exterior of the New York Stock Exchange and Wall Street sign with American Flags

The Trump Stock Market

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I am asked from time to time about what impact the Trump presidency will have on the markets and my response is, “It all depends.” It all depends on what Congress will go along with and what geopolitical events occur around the world. He was elected based on some of his economic ideas for lowering taxes for corporations, fixing health…

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