A structured journey. A coordinated architecture. One outcome.
WealthSync™ is different by design.
Most financial relationships are built around transactions. Meetings happen when something needs to be done. Nobody is sitting at the center coordinating the full picture. And when no one is doing that, you are.
WealthSync™ changes that with a defined architecture and a specific journey, one that takes you from financial complexity to coordinated clarity, and keeps everything aligned as your life evolves.
There is a system underneath it. There is a process that runs through it. And there is a team sitting at the center of all of it, so you never have to be.
Skrobonja Financial Group (SFG) is a St. Louis-based wealth management firm led by Brian Skrobonja. The firm delivers coordinated financial planning through WealthSync™, a proprietary system that integrates investment management, tax strategy, income design, risk management, liquidity planning, and estate design into a single, rules-based client relationship.
Before we walk you through the process, here is what it is built to deliver: three outcomes that change what it feels like to have your financial life working the way it should.
We help you see your full financial picture, not just your portfolio. Every layer. Every connection. Every decision in context. No more wondering what you might be missing or whether something important has been overlooked.
Every discipline works together as one system. Income, taxes, assets, risk, liquidity, and estate, all aligned, all connected, none operating in isolation. This is what helps separate a coordinated Virtual Family Office from a traditional advisory relationship.
Every dollar has a purpose and a rule. You remain the CEO of your financial life. We serve as your CFO, helping make sure the system runs the way it should, so you are not carrying the weight of it alone.
Clarity. Coordination. Control. Three things the WealthSync™ Processᴵᴾ was built to help deliver, and maintain.
The WealthSync™ Processᴵᴾ is a structured journey through six defined stages.
Each stage builds on the one before it. Nothing is rushed. Nothing is skipped.
Year 1 is driven by active work: discovery, planning, implementation.
Year 2 and beyond, the quarterly flywheel takes over, keeping every layer of your financial life continuously reviewed and aligned.
A structured journey, not a series of meetings.
Where we learn everything that matters.
This is not a sales meeting. It is a deep, structured conversation about your situation, your goals, what you have built, and what you need it to do next. We come prepared. We listen more than we talk. By the end, we both know whether working together makes sense.
Outcome: You feel genuinely heard. We have everything we need to build your Initial Findings.
Where we show you what we see.
We map your full financial picture, identify where the gaps are, and present your WealthSync™ Snapshot, a clear view of where you stand across income, tax exposure, asset allocation, and the areas most people have not looked at closely. No recommendations yet. Just clarity.
Outcome: You see your situation the way we see it, often for the first time.
Where we decide to work together.
If the findings confirm we are the right fit, we move into the investment consultation, complete the paperwork, transfer assets, and activate your WealthSync™ system. This is a mutual decision, not a close. Both sides choose to move forward.
Outcome: Your system is activated. The work begins.
Where the real work happens.
With your full picture in view and your assets under management,
we build and implement your coordinated strategy across all six layers of the WealthSync™ Frameworkᴵᴾ: tax mitigation, estate design, cash flow architecture, protection, and more. Every decision is made in context. Every trade-off is made visible.
Outcome: We help turn your financial life from a collection of parts into a coordinated system.
Where everything goes live.
You are onboarded to your client portal, your quarterly Pulse schedule is set, and your full WealthSync™ system is running. You know exactly what has been built, what is being monitored, and what happens next.
Outcome: We help replace complexity with clarity. You have a clearer picture of where everything stands.
Where the flywheel keeps turning.
Pulse is a system designed to measure your financial health. Every quarter is dedicated to a specific layer of your financial life, not just your portfolio. The system evolves with you and resets after 3 years.
Outcome: Nothing drifts. Nothing gets missed. Your plan.
The WealthSync™ Processᴵᴾ is the journey.
The WealthSync™ Frameworkᴵᴾ is what the journey is built on.
It is a six-layer architecture designed to help make sure every area of your financial life is addressed, coordinated, and aligned, not managed in isolation the way most advisory relationships work.
Each layer influences the others. A decision made in one area creates consequences in every other area. The Framework makes those connections visible, and makes sure nothing works against itself.
Every dollar is guided by rules-based discipline, positioned with purpose, aligned to your full financial picture.
No specialist operates in isolation. Every decision is made in the context of the complete financial picture.
Not every dollar should do the same job. We design your asset structure so every position has a clear purpose, matched to your income needs, risk tolerance, time horizon, and legacy intentions. Assets that work together instead of against each other.
When the paycheck stops, every dollar has to be engineered. We design a reliable income structure built from fixed and variable sources, to help fund your lifestyle regardless of what markets do. No guessing. No withdrawing at the wrong time.
Taxes in retirement are not just about what you owe this year.
They are about the lifetime tax burden sitting inside your deferred positions, and what happens when RMDs, capital gains, and estate transfers collide. We help build a proactive strategy for now, for retirement, and for what you leave behind.
Risk is not something to eliminate, it is something to design. We help identify where you may be exposed unnecessarily and work to build a structure that carries only the risk that serves your goals. Protection that fits your situation, not a product that fits our shelf.
Wealth locked in the wrong places creates a different kind of problem. Whether your assets are in a business, real estate, retirement plans, or investments, we work to help make sure capital is accessible when you need it, without disrupting the strategy you have built.
This is not just documents. It is the intentional design of what happens to everything you have built, when you are here and when you are not. We coordinate with your estate attorney to help make sure your plan reflects your wishes, minimizes transfer costs, and leaves clarity instead of conflict.
Each layer influences the others. Coordination transforms planning into one intentional system.
Every dollar guided by rules-based discipline.
Every decision positioned with purpose.
Every layer aligned to your full financial picture.
What that means practically: we work to help make sure you never leave a meeting wondering what was decided, who is handling it, or whether something important was missed.
That is not an aspiration. It is how the system is built to work.
This is not a philosophy. It is a system. And a system is only as strong as the discipline behind it, which is why the WealthSync™ Processᴵᴾ exists to enforce it, quarter after quarter.
Traditionally, a Family Office, with dedicated professionals across investment management, tax strategy, estate planning, risk management, insurance, and income design, was only accessible to families with $50 million or more.
Our Virtual Family Office approach brings that same level of coordinated, multi-discipline planning to successful professionals, executives, and entrepreneurs navigating major financial transitions, regardless of where they live.
A Virtual Family Office is a coordinated, multi-discipline advisory model that delivers the kind of integrated financial planning traditionally associated with a dedicated family office to professionals, executives, and entrepreneurs in or approaching a major financial transition. Through the WealthSync™ process, Skrobonja Financial Group coordinates investment management, retirement income design, tax strategy, risk management, liquidity strategy, and estate planning as one system. This model serves clients throughout the St. Louis metropolitan area and nationwide.
Geography does not limit what is possible. Whether you are in St. Louis or anywhere in the country, the WealthSync™ Processᴵᴾ is designed to help deliver the same coordinated, family-office-level planning experience.
"The result of working with Brian has been setting up my portfolio so I have the income that I need to cover my expenses and live the lifestyle that I want to live."
"Brian's team can add a lot of value to anyone's personal financial portfolio, finding us the best value for how we want to invest our money."
"Prior to coming to Skrobonja Financial, we really weren't taught anything… Brian has taught us along the way to where we have seen things from a different perspective."
"At some point you just kind of have to trust somebody and believe that they've got your best interest at heart, and I feel like Brian does that with my family and our finances."
"The trust that had already been built on establishing the plan played out in the interaction with the team, continuing to have that good communication and transparency."
"When Brian was giving me recommendations, it was always going to be what was best for me and for our business."
"It takes a big burden and a load off of my shoulders… the idea that someone really does have our back."
"What keeps us with Brian is first of all the personal touch, he initiates contact with us every so often to make sure we're doing well, he listens to what our needs are, understands what the goals are, is willing to adjust to those goals."
"The recommendations have always been solid and have perfectly aligned with whatever our investment strategies were, and I have complete confidence."
"I can sleep at night even when the market is tumbling."
"Brian showed us how to save several hundred dollars a month and put it away—we never thought we had that kind of money that we could save."
The individuals featured in these testimonials voluntarily provided their feedback and were not compensated for their statements. These testimonials are based on personal experiences and reflect individual opinions. Results may vary, and no specific outcome is guaranteed. The individuals were not coerced or influenced to provide their feedback.